For Deanna and I, 2019 marks the 20th Anniversary of our Financial Planning practice. In acknowledging this milestone, we would like to take this opportunity
to thank each and every one of you whom we have had the pleasure of helping on your financial journey. Particular thanks are extended to those who
have trusted us by referring their family and friends.

Undoubtedly, we could not have made it this far without the support of our Client Services Manager, Bev, whose care and attention to detail have enabled
us to build a practice that now, not only serves you, our clients, but our charitable ventures beyond our shores; most notably, Uganda. Together, we
have been able to fund the construction of a well in Gulu, and outside Kampala, build a 100,000-litre water tank and assist with the funding of classroom
desks for School for Life.

To ensure that we continue to best serve the needs of all our clients, Deanna and I are approaching the completion of our respective Master of Financial
Planning qualifications. This will continue to place us well ahead of the industry education standards.

At a practice level, we are excited to be progressively introducing an initiative to help you consolidate and keep on top of your entire financial situation
by enabling you to more effectively achieve your goals!

Looking to the future, Deanna and I remain deeply committed to helping you achieve your financial and lifestyle goals whilst making smart decisions with
your money!